Why you need to take out travel insurance to travel to Europe

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Trevi Fountain in Rome in Italy

When are you going to do a trip to EuropeSurely you worry about taking the European sanitary card to have the rightmedical assistance in case of any health incident.

And you may not have considered the need for take out travel insurance Well, you already have the aforementioned card covers any health problem.

But it is essential to be aware that a travel insurance it incorporates several others toppings and avoid running the risk of suffering significant economic costs in case of an incident.

Tower Bridge in London

Serve the personal experience of the problem I had a couple of years ago during a journey through southern EnglandWhen I arrived, I had a medical problem that forced me to be hospitalized for 10 days in a hospital in the area of Cornwall.

Medical assistance

Effectively the European sanitary card it covered me without problem the medical assistancebut have a travel insurance It allowed me to save more than 1,000 euros for the additional cost of having to interrupt the trip.

For this incident I had to cancel the return flight and buy new flights, as well as paying for travel and accommodation and the companion's stay, expenses that were covered by the insurance I had.

This is just a real example of the misconception of the idea that «insurance is expensive«, Because the economic consequences are much more expensive if, unfortunately, during your trip you have a health incident that forces you to change all plans.

Brandenburg Gate in Berlin

European sanitary card

Regarding the European sanitary cardIf you are Spanish, you already know that covers medical assistance when you travel to the countries of the European Union.

Of course, it offers you the same medical benefits that residents have in the country where you travel, so you may not know that, for example, in that country there is certain assistance that residents pay, you will also have to pay it.

The card also does not cover the private medical assistance to provide you with a faster or more comfortable service, or to simply assure you of medical attention in English (and not in the local language) in order to understand you better,

Therefore, this is a first and important reason for travel with travel insurance that complements your health needs and also assures you that you will not have any cost.

Cruise on the Seine river in Paris

I remind you that the European sanitary card You have to request a time before starting your trip by going to the office of the Social Security That corresponds to you.

Or more conveniently, making the request on-line, after which days later you will receive it at your address.

With a duration of two years, you must carry this card during your trip in case you need to present it in a hospital or health center.

These are the countries covered by the European health card: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Greece, Hungary Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland , Portugal, United Kingdom, Czech Republic, Romania, Sweden and Switzerland.

Other travel insurance coverage

Beyond medical care, as I said at the beginning, travel insurance offers you other important coverages related to the problem.

Canals of Bruges from the San Bonifacio Bridge

Thus, good insurance covers you at no cost. repatriation if you are sick, or the costs of return once recovered.

It also covers the family member's trip to accompany you, both travel and stay, and also avoid having to pay in advance the expenses generated by the incident.

Other important coverage you will have if you take out insurance before Travel to Europa is that of a possible trip cancellation for a justified reason, such as the illness of a direct relative.

Better insurance to travel to Europe

In order to hire your insurance to travel to Europe, I tell you that we have covered our trips with IATI, Spanish company with more than one hundred years of experience in the sector, which has gained prestige among professional travelers like us.

Tram 28 in Lisbon

To have a trip to Europe covered, the ideal modality is IATI Standard, with up to 40,000 euros of medical assistance coverage abroad.

With a good value for money, you can take out your insurance directly through its website, which stands out for its ease of use.

If you are interested, for being a reader of Travel Guides you have a 5 percent discount on the price of insurance.

Here you have all the information about insurance to travel to Europe.

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